How Much For My Down Payment?

Down payments for homes can range from 5 to 20 percent of the purchase price, depending on the type of product you are eligible for.

 

If a low credit score is making it hard for you to get a loan, take action to improve your situation. I will provide advice, and you can also check out the tips on improving your credit score on MyFico.com.

 

Several websites can help you check your credit score. Visit annualcreditreport.com for a free annual credit report from each of the major reporting agencies. For just your FICO score, which is most often used by lenders to gauge your risk level, you can visit MyFico.com.

Get In Touch

Community Updates

Pike's Point State Park in West Lake Okoboji

Pike's Point State Park

Browse West Lake Okoboji Real Estate

Pike's Point is located at 15973 213th Ave, Spirit Lake, IA on beautiful West Lake Okoboji. It is one of the largest parks in the Iowa Great Lakes, and provides for all kinds of activities including fishing, swimming, bird watching etc. This park also has a rest room, and a beach. If coming by boat, one wants to be careful as the point extends far into the lake, and there is a warning buoy roughly 300 feet from the point of shore. In 2010, many trees here were uprooted because of some severe straight line winds during the storm that reaked havoc through the Iowa Great Lakes.

Browse West Lake Okoboji Community Learn More Here
Dixon Family Chiropractic in Spirit Lake

Dixon Family Chiropractic

Browse Spirit Lake Real Estate

Dixon Family Chiropractic is a clinic located on Hwy 9, east of Walmart, next to Pizza Ranch and has convenient hours.....open 6 days a week at 7:30 am, evenings and Saturdays. Formerly in the convenient health care building south of the 4 way stop in Spirit Lake, Wade and Adalee offer a friendly staff and professional services.

Browse Spirit Lake Community Learn More Here

"Turn-Over" Thermocline

Browse West Lake Okoboji Real Estate

Referred to locally as the lake turning over the thermocline is a feature of lakes with deep water. The water on the top of the lake changes temperature much more variably during the year. On West Lake, it can reach as much as 75 degrees in July while the water below, greater than 35 or 40 feet deep is relatively stable around 45 degrees. In the fall and early winter, the top strata of the lake will cool to below 45 degrees, and then because it becomes denser, it will "sink" below the lower strata, thus, displacing it and making the lake "turn-over". In the deepest part of West Lake (near the 136ft mark), no light is availble, and hence little life is known whether fish or plant. Typically questions are raised as to why the surface water gets dirty for a short period of time in the fall, this this is the standard answer.

Browse West Lake Okoboji Community Learn More Here

Subscribe To Our Newsletter