1021 5th Street, Spencer, IA 51301 for Sale

MLS #261341 | Bojihomes.com

Open House: 24 Oct, 2026 (10:00 AM to 11:00 AM)

$195,000

  • 4
  • 2
  • 2216
  • Active
Open House
New Listing

General Description

Move-In Ready Home with Space, Updates & Income Potential in Spencer! Welcome home to this beautifully maintained 4-bedroom, 2-bathroom property situated on a desirable corner lot in Spencer, Iowa! Conveniently located near the Spencer Family YMCA and within walking distance of the Clay County Fairgrounds, local schools, and parks, this home offers the perfect blend of comfort, convenience, and versatility. The main floor features three bedrooms, a full bathroom, convenient main-floor laundry, and a well-appointed kitchen complete with a reverse osmosis water system. Recent mechanical updates, including a new furnace and water heater, provide added peace of mind. The oversized, insulated garage features an in-floor drain, making it ideal for extra storage, projects, and everyday convenience. The fully updated basement adds incredible flexibility, featuring a fourth bedroom, a ¾ bathroom, spacious living area, and a wet bar/kitchenette space. Whether you envision a guest retreat, additional entertaining space, or the potential for a rental opportunity, this lower level offers plenty of possibilities. Basement laundry hookups are also available if you’d like to add a second laundry area. Step outside to enjoy the inviting outdoor space, complete with a beautiful pergola and firepit—perfect for relaxing evenings, entertaining friends, or gathering with family. With its desirable location, thoughtful updates, flexible living spaces, and potential for additional income, this Spencer home is one you won’t want to miss. Move in and make it yours!

Legal: EXC N 62.7' ON W & 52.7' ON E 6-7 1 HOWE'S
Status: Active

Property Information

261341

$195,000

Sale

Single Family Residence

Ranch

RESIDENTIAL

1021 W 5th Street

Spencer

IA

51301

4

2

1

1

1

2216

9430

Attached

2

0.00

2914

2025

Spencer

1955

Features

No

Water Osmosis System

Utilities

Forced Air

Public/City

Public Sewer

Central

Fuses

Miscellaneous

Full

Concrete Block,Stick Built

Vinyl Siding

LISTED BY

Keller Williams Okoboji, Josh Schaben (712.330.4773) & Keller Williams Okoboji, Jen Schaben (319.325.5075)

PROPERTY LOCATION

MORTGAGE CALCULATOR


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Aaron Jones - ABR | SRS, RE/MAX Lifetime Achievement Honor

Aaron Jones

ABR | SRS, RE/MAX Lifetime Achievement Honor

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