How Much For My Down Payment?

Down payments for homes can range from 5 to 20 percent of the purchase price, depending on the type of product you are eligible for.

 

If a low credit score is making it hard for you to get a loan, take action to improve your situation. I will provide advice, and you can also check out the tips on improving your credit score on MyFico.com.

 

Several websites can help you check your credit score. Visit annualcreditreport.com for a free annual credit report from each of the major reporting agencies. For just your FICO score, which is most often used by lenders to gauge your risk level, you can visit MyFico.com.

Get In Touch

Local Expert Updates

Will Kretsinger

Cell: 712.301.4040

Aaron Jones

Cell: 712.320.9442

Community Updates

Boji Doors

Boji Doors in Spirit Lake

A family owned and operated garage door installation and general maintenance and repair company. They have competitive pricing, their service is prompt and reliable, free design estimates are available and they cover a wide service area. Whether you’re wanting to transform your space, repair your existing door, or explore and design a new commercial or residential garage door option, Boji Doors of Spirit Lake has you covered! Call Josh today 712.330.9806 for sales, service and installation!

Real Estate and MLS Homes For Sale in Spirit Lake

"Turn-Over" Thermocline

Referred to locally as the lake turning over the thermocline is a feature of lakes with deep water. The water on the top of the lake changes temperature much more variably during the year. On West Lake, it can reach as much as 75 degrees in July while the water below, greater than 35 or 40 feet deep is relatively stable around 45 degrees. In the fall and early winter, the top strata of the lake will cool to below 45 degrees, and then because it becomes denser, it will "sink" below the lower strata, thus, displacing it and making the lake "turn-over". In the deepest part of West Lake (near the 136ft mark), no light is availble, and hence little life is known whether fish or plant. Typically questions are raised as to why the surface water gets dirty for a short period of time in the fall, this this is the standard answer.

Real Estate and MLS Homes For Sale in West Lake Okoboji

"The Tressle"

"The Tressle" bridge used to carry the old railroad that traversed the area. Now the tressle is home to some of the areas best fishing. Served as a hot spot for fisherman, and a trail for walkers and bikers, the tressle is a classic structure of the Okobojis. We spent days jumping off of the tressle doing cannonballs, preachers, flips and the like. I know in my life my friends and I have caught literally tens of thousands of crappie and blue gill off the tressle bridge.

Real Estate and MLS Homes For Sale in East Lake Okoboji

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