I will help you find a solid lender or broker. You might also ask friends, family members and colleagues for references as well.

When interviewing lenders and mortgage brokers, consider asking the following questions:

• What fees are involved?
• What types of mortgages might I qualify for?
• What interest rates are available for different types of mortgages?
• Can I lock in an interest rate? Will it cost me anything to do that?
• What are the closing costs? Can I wrap these costs into the mortgage?
• How much cash will I have to bring to closing?
• How long will it take to process my loan?
• Are there special programs I might be eligible for?
• Can I get references of customers you've worked with in the last two years?
• How many lenders do you work with? (For mortgage brokers only.)
• How are you paid? How do you make money on my loan? (For mortgage brokers only.)

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